1/3 way home?

12 06 2008

photo courtesy of householdriot

Mark today on your calendar… Ok well maybe not you, but I sure will. Today we reached a minor milestone in the fact that we just closed out our 10th account out of the 30 we started this journey with. So we are technically one-third of the way to our vision of debt freedom. **On a side note, finding a title for this post gave me fits!! This is why there’s a question mark behind it… people always say ‘half-way home’ 3 quick words. But no one ever gramatically uses any other fraction in the same way… it always has to be “one-third-of-the-way” ect. which for me was just too many words for a snappy title. So please consider my title as my one-man mutiny against that stupid gramatical convention lol.

Now keep in mind this is only meant as a symbolic milestone because we are NOT anywhere near paying off 1/3 of our debt in dollars and cents… But trust me when you’re in the grind of trying to eliminate debt you take EVERY victory you can.

So now, this is where our Debt Snowball finally gets rolling. Eventhough the monthly minimum for this personal loan was under $200, that freed up money now serves as a nice infusion to our financial situation. It gives us options we could not afford before. And no when I say “options” I don’t mean I can just go blow that extra cash each month now LOL! It gives us some flexibility in how aggressively we can tackle various aspects of our debt.

Though it’s a shame, I’m already eyeing the next milestone. It’s gonna be maybe the most pivotal factor in our journey (unless my job wants to promote me again haha). In November we’ll be making the last payment on our other line of credit. When that day comes I’ll be LIT because it will open up yet another $500 each month for us to really throw at this debt in addition to what we freed up today!! It’s at this point that the end will be in sight for us! Kind of like when a runner hits his second wind during a marathon. I imagine that’s what it’s going to feel like!

While I’m here I really just have to testify of how good God has been to us as of late. He’s really been carrying us through some of these trying financial times. I can truly say there has been NO lack in my house even during the leanest of times. There have been nights where my wife and I would look in the fridge and see nothing that would make a meal…I mean the jount would be BARE! But by the end of the night when my wife was done cooking whatever was available we were full and satisfied. I dunno. Maybe you’ve never been THERE before but I know someone reading this (besides my wife and I) is feeling what I’m saying right here.

The word says in Psalms 34;1-9…

(King James Version)

1 I will bless the LORD at all times: his praise shall continually be in my mouth.
2 My soul shall make her boast in the LORD: the humble shall hear thereof, and be glad.
3 O magnify the LORD with me, and let us exalt his name together.
4 I sought the LORD, and he heard me, and delivered me from all my fears.
5 They looked unto him, and were lightened: and their faces were not ashamed.
6 This poor man cried, and the LORD heard him, and saved him out of all his troubles.
7 The angel of the LORD encampeth round about them that fear him, and delivereth them.
8 O taste and see that the LORD is good: blessed is the man that trusteth in him.
9 O fear the LORD, ye his saints: for there is no want to them that fear him.

His word is true, and the events we’ve watched Him carry us through lately bear witness to that…

See ya next time,

@W

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